EW 1041 provides expert witness and consulting services to attorneys and financial institutions.

Vx Associates provides expert witness and forensic services to law firms in banking-related matters. The firms principals are experienced former bankers, regulators and educators.

20 + years as senior official in banking and bank regulation. Expert on bank laws and standard industry practices.

Over 30 years of hands-on check, deposit, cash management, loan operations and branch office products and services experience at banks, savings and loans and other financial services organizations.

Professional financial services executive and consultant with extensive loan, operations, project, risk management, sales and management experience. Loan experience includes commercial lending, consumer credit, credit card and mortgage lending.

Expert in matters pertaining to investment research, equities, and securities.

40+ years financial institutions experience including 17+ years as President / CEO / Director & 6+ years Mortgage Company director. 34+ years of loan experience: real estate, mortgage, warehousing, construction, business, consumer, international, SBA, L/C. Other areas: brokers, operations, fraud, check processing, lender liability, policies & procedures, compliance, fiduciary duties, officer/director conduct. 15+ years of leadership in banking trade associations at the state and national levels. 175+ nationwide cases including FDIC, State of California, banks & non-banks.

Certified Mortgage Consultant; Certified Mortgage Technologist; National Ethics Bureau Member; CA DRE Broker with 20 years of financial services expertise spanning both coasts. Specializing in mortgage banking origination and operations;regulatory compliance and secondary marketing.

Research systems mispricing, system quality, interview developers ability, and testify on behalf of clients with a loss.