EW #325 CLU, ChFC, ChLAP, CSSC has over twenty-nine years of diversified financial experience. After many years of conventional financial planning, he has specialized in the field of "planning for persons with disabilities" for the last eight years.

He was the State Director of the only national firm that helped families of the disabled and is President of  Texas, Inc., a nonprofit corporation. With this unique background, he has assisted families by maximizing government benefits and by teaching them how to use and fund Special Needs Trusts. Because of his unusual expertise, he has been invited to address several groups including TAMR, AAMR, Family to Family, Parents as Case Managers and the Texas Trial Lawyer Association.

Education

Chartered Life Underwriter, American College
Chartered Financial Consultant, American College
Chartered Lifetime Assistance Planner, Sonoma State University
Certified Structured Settlement Consultant, Notre Dame University
Registered Representative, Park Avenue Securities
Life and Variable Licenses, Texas State Board of Insurance

Experience

Twenty-nine years in the field of financial and estate planning, investments, insurance, income and estate taxes, retirement plans, wills, trusts, probate, social security and other related subjects. Eight years specializing in special needs planning and structured settlements.

Ten year association with Special Olympics.

Achievements
President - Texas, Inc. - a nonprofit corporation
President - Parents as Case Managers, Inc. - a nonprofit corporation - Texas
Structured Settlement Broker - Settlement Partners
Past Treasurer - Brain Injury Association/Gulf Coast Area, Inc.
Board Member - Barbara Loper Foundation
Past State Director/Board Member - Estate Planning for Persons with Disabilities
Past Vice President - Northwest Stars - For the Development of the Disabled, Inc.

Professional Speaker - School Districts, Hospital Groups, National Training Programs, ARC, AMI, CP, PDD, Association of Life Underwriters, TBI, MHMRA, Texas A & M University, PATH, Texas Trial Lawyers Association, Texas Association of Mental Retardation, American Association Mental Retardation, Texas Association of Vocational Adjustment Coordinators, Center for the Retarded, Inc., Central Texas Network, Parent to Parent, Uniting Parents, Parent Information Exchange, Down Syndrome Association, Spina Bifida, Tourette Syndrome, MEDICS, Friends Indeed, C.A.M.P., Texas Commission for the Blind, Cri-der-Chat, Autism Society, Parents as Case Managers, Texas Network for Medically Fragile and Chronically Ill Children, The Willows & Family to Family.