EW #317 has been an independent Economist and Financial Consultant since 1980. He holds four degrees from New York University: Bachelor of Science (Finance), Master of Business Administration (Banking), Master of Arts (Economics) and a Doctorate in Urban Economics. After a career on the corporate lending staff of Bankers Trust Company (New York), hebecame a Manager for the Greek Shipper, Costas Lemos [dec'd]. Here, he assisted in a variety of projects in New York, Houston, Denver, Guam and in Europe. Herelocated to Houston, Texas in 1977.

EW #317 's consulting organization, formed in 1982, is experienced in many areas of - Economics, Finance, Damage and Medical Analyses (including Wages and Personal Injury) Banking, Business, ESOP and Non Public Business, Medical and Intellectual Property Valuations and Corporate Finance. The company both prepares institutional economic / finance reports, feasibility analysis, corporate business plans and provides litigation support in the areas of - economics, real estate, banking, valuations, class actions and finance. He, is an Adjunct Professor of Finance at the University of Houston, Graduate School of Business Administration and is a speaker at professional seminars.

EW #317 has served as Chairman of the Board of Directors for the Federal Home Loan Bank of Dallas as agent for the Federal Savings and Loan Insurance Corporation of - Acadia Savings and Loan Association, French Market Homestead Savings Association, Twin City Savings, First Savings of Louisiana and is a member of the National Association of Corporate Directors.

On a professional basis, heis a Texas State Certified General Real Estate Appraiser (License TX- -G) and is recognized by the National Association of Real Estate Appraisers. Along with his firm, he is a member of - National Association of Business Economists, American Academy of Economic and Financial Experts, American Law and Economics Association, Houston Business Economists, National Forensic Center, National Association of Forensic Economists, American Economic Association, North American Economics and Finance Association, Southern Economic Association, Western Economic Association, International Real Estate Institute and the Finance Club and Money Marketeers, both affiliated with New York University.

Heis registered with the Securities and Exchange Commission as an Investment Advisor under the Investment Advisors Act of 1940 and has held the Full Registration/General Securities (Series 7) and the Texas Uniform Securities (Series 63) Licenses. He has been listed in all editions of "Who's Who In America" since the 45th edition.