Julie Cline

                                                                         (866) 599-8480

                                                                                         Julie@preferredrealtypartners.com

         Entrepreneurial ~ Business Developer ~ Certified Mortgage Technologist

Professional

Experience ~

Preferred Realty Partners, LLC     1/2006 - Present                       

 Los Angeles, CA                       

Principal

Full service residential mortgage brokerage; business-to-business consultancy specializing in mortgage technology and business process management.

No Red Tape Mortgage                       5/2003-12/2005                                           

Sherman Oaks, CA 

Chief Operations Officer                       (9/04-12/05)

Grew market share to become the 19th largest Alt-A lender in the country in 2005, as listed in National Mortgage News; over $3 billion funded 2005.

Researched, developed and implemented the first proprietary jumbo-only Automated Underwriting System, in partnership with Commerce Velocity.

Led team that developed the first electronic pool delivery to Wall Street investors, making NRT an industry leader in e-mortgages.

Led  team that developed and re-branded company website that was awarded

      Mortgage Technology's prestigious "Website of the Year" award in 2005.

Senior Vice President of Operations (5/03-9/04)

Recruited senior team; built staff from 44 to 180+

Created efficient workflows to reduce turn-times and production costs while

increasing production volume and ultimately, net revenue.                       

Led management team in creating and implementing the first truly end-to-end paperless process in the industry in partnership with Blitzdocs (Xerox).

Indy Mac Bank F.S.B / Loanworks.com         11/01- 04/03

A de novo Division, Pasadena, CA    

Vice President of Operations

Increase in funded loan production from $24 million average to $85 million.

Built entire "back-end" operation; document drawing; funding and post-closing.

Corrected and shipped over $20 million of deficient loan inventory; reduced kick out rate from 17.9% to less than 3% per month for business unit.

-Loan.com, Inc.   06/00-03/01                                           

Dublin, CA                                                          

Director, Mortgage Banking

Co-Directed highly successful turnaround efforts, resulting in $1 billion in funded loans in 2000, an almost 40% increase over the prior year

Increased loan production from 330 to 844 units per month

Streamlined procedures; re-engineered process flow and restructured teams to maximize efficiencies and reduce errors.

Gulfstream Financial Services      06/1992-05/2000

Charlotte, NC

Director of Retail Sales (1999-2000)

Motivated staff to close $100 million funded volume in 1999

Significantly decreased payroll expenses; restructured staff, compensation program and training procedures to save company $400,000+ annually.

Implemented cutting edge software applications that automated workflow .

Retail Sales Manager  (1997-1998)

Personally originated almost $20 million in loan volume.

Manage 18 retail branches from NC to CO

Substantially decreased paperwork requirements by re-designing and implementing effective tracking and reporting procedures.

Developed and implemented a highly effective review system for managers that reduced regulatory compliance errors by 58%.

Branch Manager/Regional Manager (06/1992-12/1996)

Supervised 7 retail branches in 2 states (NC and SC).

Developed and implemented job descriptions and performance objectives for all retail branch sales and operations positions.

Awarded "Top Producer" '94,'95,'96

Education ~

University of Maryland at College Park, College Park, MD

Bachelor of Arts/Liberal Arts (1984)

Bachelor of Arts/Liberal Arts (1985)

Certified Mortgage Technologist (2005) M.B.A.A.

Real Estate Broker license # 01743818 (2006) CA D.R.E.

Certified Mortgage Consultant (12/08) N.A.M.B.