EW #1041 has more than 25 years experience in the banking industry and has provided expert witness testimony in various civil, criminal, and bankruptcy proceedings throughout the country. Hefounded a consulting firm in 1989 that he eventually sold to Alex Sheshunoff Management Services (ASM). ASM is a full-service bank consulting firm that provides various management, lending, operational, and regulatory services to financial institutions throughout the United States.

Services:
Heprovides the following services to his financial institution clients: Independent Loan Review, Regulatory Compliance Audits, Training, Regulatory Liaison Services, Management and Operational Studies, Policy and Procedure Development. Hehas also provided consulting services to the Office of the Comptroller of the Currency, the FDIC, and the Federal Home Loan Bank of Dallas.

Profile:
EW #1041 is a former bank examiner with the Federal Reserve Bank of Dallas. Prior to starting his consulting firm in 1989, he worked for three different financial institutions in various lending and managerial capacities. Heis highly regarded by bank regulators and his financial institution clients. He well known as a banking expert and has testified in numerous proceedings involving banking matters.

Hemakes numerous training presentations and lectures each year to various clients and industry organizations throughout the United States. Training clients include the Bank Administration Institute, Chicago, Illinois; American Institute of Banking, Ft. Worth, Texas; Independent Bankers Association of Texas, Austin, Texas; Numerous Bank Clients.

Qualifications:
EW #1041 has been qualified in state, federal, and bankruptcy courts in civil and criminal proceedings. Heis a highly sought-after witness, not only because of his knowledge and experience in the field of banking, but because of his skills on the witness stand. He has a unique ability to communicate with juries and explain complicated banking procedures and concepts in simple terms.

Heis courtroom seasoned and has high profile case experience, having testified in one of the highly publicized Whitewater trials in Arkansas in 1996. Previous clients include financial institutions, individuals, law firms, insurance companies, the FDIC, United States Trustee, and the Texas Attorney Generals office.


Publications:
Representative Sample of Published Articles:
"Prevalent Examination Issues"
"Issues That Cause Problems for Bankers"
"Regulators - Fair Lending Exams"
"Regulations - New Safety and Soundness Standards"

Professional References:
A list of clients is available upon request.

Education:
BBA, Texas Christian University
Federal Reserve Board, Washington, D. C., School for Examiners
Numerous Banking Courses and Seminars

Consulting Practice: All States

Areas of Expertise:
Bank Policies
Bank Procedures
Bank Regulations
Banking
Financial/Banking