A former Chief Compliance Officer and an Expert in Canadian Securities Industry litigation, arbitration and disputes. Services include litigation support, expert reports and numbers arbitration.

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CHIEF COMPLIANCE OFFICER Specialist in Financial Services Risk Management A senior corporate executive with 20+ years of experience in the industry. Accomplished at managing corporate compliance and mitigating risk at the enterprise, board, management, and employee level. A professional with a reputation for integrity, sound decision making, and the ability to identify areas of compliance vulnerability. An industry expert sought after for consultative advice, public speaking, and committee participation. Expertise includes: X Provide guidance to the Board and Executive Team on all compliance issues X Establish corporate-wide compliance programs, committees, policies, and procedures X Institute and maintain sound communication and training programs X Coordinate with corporate counsel, human resources, external regulators, and related parties X Evaluate systemic risk and develop corrective as well as preventative procedures Published author and contributor (Penguin Books, Globe & Mail) Experience: Independent Compliance & Dispute Resolution Consultant Dec 02 - Present Contracted by corporate clients for expert witness analysis and litigation support. X Successfully analyzed complex securities disputes for major Investment Dealers. Chief Compliance Officer; Director, Ultimate Designated Person RAYMOND JAMES LTD. (formerly Goepel McDermid Inc.) May '99 - Dec 02 Managed the Compliance function for a national Investment Dealer. Directly accountable for Retail, Institutional, Investment Banking, Research, Insurance, Managed Accounts, and Options. Vice President, Investment Advisor (Jun 02 V Dec 02). X Authored Policy and Procedures Manual X Transitioned firms compliance system to new SRO jurisdiction (IDA) standards X Developed and implemented Branch Supervision and Branch Audit programs Director, National Compliance CREDENTIAL SECURITIES INC. Dec '98 - Apr '99 Managed the Compliance function for both a national Securities Dealer; Mutual Fund Dealer and Mutual Fund Company within the complexities of a Financial Institution (Credit Union system). X Trained regional compliance officers in branch audit and review X Implemented communication program and streamlined dissemination of key compliance initiatives Independent Compliance Consultant May '98 - Nov '98 Provided compliance consulting and program development services for securities and mutual fund dealers nationally. X Authored Compliance Manual for a national dealer X Managed complex derivatives issues with exposures in excess of several million dollars Chief Compliance Officer; Ultimate Designated Person FORTUNE FINANCIAL CORP. Jan '97 - Apr '98 Head of Compliance for a Securities Dealer; Mutual Fund Dealer and Mutual Fund Company. X Member of the project team that launched a Mutual Fund Company X Developed and trained a complete and new compliance team Vice President, Compliance TD SECURITIES INC. Jun '94 - Dec '97 Head of Compliance for Green Line Investor Services Inc. (later TD Waterhouse). X Developed and implemented first branch audit/review program X Developed compliance program for correspondent broker network Manager, Options GREEN LINE INVESTOR SERVICES INC. Mar '86 - May '94 Responsible for risk management function for largest national option dealer in Canada. X Led Project team to develop and Implement Options trading X Green Line became largest national options dealer during management tenure Education: Honours BA - York University Canadian Securities Courses: U.S (NASD) Courses: New Partner's and Director's Exam Securities Principle - Series 7 Canadian Securities Course Option Principle - Series 4 Designated Registered Option Principle General Securities - Series 24 Derivatives Fundamentals Course "Blue Sky" Exam - Series 63 Canadian Option Course Registered Representatives Exam Branch Managers Course Level 1 Insurance Course (CAIFA) Publications: Author - Exploring Options, Penguin 1996 Columnist / Contributor - Globe & Mail, Fifty Plus Magazine X Contributed articles on topics including Tax Treatment of Derivatives, Option Strategies Directorships: Canadian Derivatives Clearing Corporation Goepel McDermid Inc. Public Speaking: Insight Conferences X Investment Councillor Compliance Considerations Compliance and Legal Section Special Education X Board of Trade Presentation on Options Compliance X Retail Supervision and Branch Audit Programs Financial Forum X Retail Option Strategies Interests: Competitive Bridge Player V World Championships Geneva 1992; Miami 1988

Securities; Dispute Resolution; Broker Fraud; Securities Litigation;