Education
M.B.A. in corporate finance, University of Dallas. Emphasis in treasury operations, mergers and acquisitions, forecasting and planning, arbitrage pricing models for risk assessment.
B.A. in chemistry, Our Lady of the Lake University, San Antonio, TX.

Present Experience
2000 to present – Founder and Principal Consultant. Risk & insurance management consulting, strategic planning, training and development for companies worldwide. Major initiatives in Risk Management, Quality Management, and Consulting Expert Services.

Past Experience
1998 to 2000 -- Assistant Vice-President and Product Manager for umbrella, excess casualty and professional lines for the National Support Center. Responsibilities included field office audits, audit and underwriting standards, oversight and product development for umbrella, excess and professional lines of insurance.

1997 to 2000 -- Assistant Vice-President. Formed and implemented first liability offshore captive based risk transfer for  excess casualty accounts countrywide. Completed legal and administrative start-up processes and profitably placed business through this new captive market through controlled access for accounts worldwide.

1994 to 1998 -- Underwriting Manager for production of umbrella and excess liability lines. Clients targeted within the Fortune 2000 companies. Successfully implemented numerous training and development seminars and workshops. Coordinated contract wording and coverage enhancements, treaty reinsurance, capacity utilization decisions, underwriting standards, development and implementation of underwriting authority, audit standards and underwriting audit reviews for offices countrywide.

1993 to 1994 -- Executive Underwriter for umbrella and excess liability lines for the Dallas Region. Marketing responsibilities included production from wholesalers, retailers and national brokerage houses primarily in Dallas, Houston and Atlanta.

American International Group
1992 to 1993 -- Regional Casualty Manager with Commerce and Industry for liability lines on environmentally sensitive accounts. Coordinated casualty coverage with pollution liability exposures. Successfully grew department, gross revenue and profitability as well as developed personnel.

1991 to 1992 -- Senior Underwriter for American International Underwriters for global casualty insurance and risk management programs.

RFC Intermediaries, Inc.
1989 to 1991 -- Vice-president and Branch Manager for reinsurance and structured settlement annuity operations. Introduced alternative risk and finite risk programs.
1984 to 1989 -- Assistant Vice-president and broker for reinsurance products. Spearheaded risk retention and risk purchasing groups.

CIGNA Special Risk Facilities
1981 to 1984 -- Account executive dealing with national and multi-national accounts for casualty risk management programs. Established oil and gas underwriting unit for Dallas Region.

Hartford Group of Insurance Companies
1980 to 1981 -- Casualty underwriter for a broad range of primary programs. Umbrella specialist and training supervisor for underwriter trainees.

Sentry Group of Insurance Companies
1977 to 1980 -- Commercial lines and large account underwriting forboth property and casualty accounts. Product liability and Advanced Property Underwriting specialist.

Professional Affiliations
American Institute of Chartered Property and Casualty Underwriters
Chartered Property and Casualty Underwriter (CPCU)
Continuing Professional Development
Professional Liability Underwriting Society
Registered Professional Liability Underwriter (RPLU)
Insurance Institute of America - Associate in Risk Management (ARM)
Society of CPCU - Consulting, Litigation, & Expert Witness Section

Academic Honors
Sigma Iota Epsilon, National Honorary Graduate Business Fraternity

Publications and References
Available upon request.