Joel N. Foxworth is an expert banking professional with 13 years experience. He has worked in most every position in banking beginning as a teller, to now working as a senior vice president in commercial lending. He has continuously been among the top producing bankers in the country throughout his banking career winning multitudes of awards year after year.

20+ years experience as bank officer in lending, operations, finance, investments, and executive positions. 15 years as consultant and expert witness in federal, state, and bankruptcy courts.

Looking For An Expert Witness

Vx Associates provides expert witness and forensic services to law firms in banking-related matters. The firms principals are experienced former bankers, regulators and educators.

Professional financial services executive and consultant with extensive loan, operations, project, risk management, sales and management experience. Loan experience includes commercial lending, consumer credit, credit card and mortgage lending.

Mortgage Broker and Banker Mortgage loan processing Mortgage Technology

30+ years of commercial/residential real estate lending experience in major southwest US markets. 10+ years of management experience in a commercial banking environment. Expert in underwriting, documentation and administration of real estate portfolios. Expert in early detection and work out of problem assets, loss mitigation, bankruptcy, OREO. Extensive lending experience with local, regional and national home builders. Excellent business development, negotiation, credit analysis and presentation skills. Ability to create high yielding production offices and build efficient, productive and cohesive teams.

David Lehman is a structured product specialist covering residential whole loan mortgages of all types (Prime, Alt-A, Subprime, Option-Arms), residential mortgage-backed securities (RMBS), collateralized debt obligations (CDO), commercial mortgage backed securities (CMBS), and other esoteric assets. David has advised a number of large financial institutions on the valuation of illiquid securities (including RMBS/ABS/CMBS, CDOs, and auction rate securities) in the context of bankruptcy, restructuring, regulatory scrutiny and securities litigation.

Expert Banking and Mortgage professional with over thirty-five years experience in senior management positions in the consumer loan and mortgage loan fields, as well as thorough understanding of auto broker business. Expert witness testimony.

CMBS pioneer with twenty plus years of experience covering traditional finance, structured finance, underwriting, tax assessments, appraisals, property management, leasing, and investments