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Found 110 credit Experts and Expert Witnesses.
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| EW #14313 is certified by the Texas Chiropractic College as a medical expert witness,has 3 degrees in medical field and 4 certifications. No charge for case evaluation for case merit pre-litigation.
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| Risk & Causation for Environmental/Occupational Health, Chemical/Biological Exposure, Toxicology & Epidemiology. Board Certified Toxicologist.
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| 40+ years of expertise. Nationally known expert on (1) Marketing & Sales, (2) Economic loss, (3) Patents, trade secrets & copyrights, (4) Market research, (5) Distributors, dealers, agents & reps.
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| EW#248 provides for civil and criminal investigations and insurance industry cases (both plaintiff and defendant) that involve Air Quality Modeling, Forensic Meteorology and Weather Event Re-Construction....
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| Over 20 years experience in/with Internet, Computers, Programming, Data Processing, Dating and Social Networking, Community Portals, Engineering, Business Development, Expert Witness, and Litigation Support....
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| 30+ years bank executive experience, plus 13 years litigation support consulting for plaintiff and defense in over 500 cases. No geographic restrictions.
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| Michael H. Samson is a customs broker consultant. His services include: audit and review of operations.
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| People Search: Specializing in criminal check, criminal background check, finding people, private
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| People Search: Specializing in criminal check, criminal background check, finding people, private investigator, person locator, person search, missing people, missing person, background check and person finder...
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| CMBS pioneer with twenty plus years of experience covering traditional finance, structured finance, underwriting, tax assessments, appraisals, property management, leasing, and investments
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| an MD toxicologist published in 16 areas of medicine, exceptional comprehensive lab evaluations
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| EW #3994 CHA is a leading hotel authority with over 30 years of experience in hotel operations, hotel franchising, financing and litigation support nationwide.
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| Pathology - Medicine - Forensic Investigagtions - Wrongful Death - Medical Malpractice - Cytology
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| Specializing in accidents involving propane. Over 30 years experience in delivery, service, and management. A hands on expert that still works daily in a retail propane facility.
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| 44 years experience in securities investments.
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| Thorough understanding of all aspects of mortgage broker business with over 15 years of experience in mortgage brokering and banking. Past President of the National Association of Mortgage Brokers.
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| Nationally recognized expert in employment discrimination: age/race/sex, disparate/adverse impact, statistics/data analysis, test bias, test validity, job performance evaluation, equal pay, etc.
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| Chiropractic Expert Medical Witness. Certified Expert Witness an has been providing chiropractic services for over 30 years. Has 3 degrees in medical field and 4 certifications..
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| Expertise in electrical devices and electronics technology.
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| Computer forensic analysis and technology fraud investigations. Specialists in mobile telephone offences and telecommunication crime. Certified experts available to examine CCTV footage, indecent images, assist in e-discovery, and provide expert witness testimony in court proceedings. Full UK coverage, 24x7 Emergency Support, FREE initial consultation....
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| we provide litigation consulting and comprehensive forensic civil engineering expert services necessary for supporting legal actions and subsequent mitigations.If you are an attorney or an individual in need of experienced, diligent, consistent, and detail-oriented civil engineering experts, at Expert Engineering Witnesses, we can help you. We provide our services nationwide with an emphasis on the western states....
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| John Ulzheimer is the president of Consumer Education for Credit.com and
The Ulzheimer Group,LLC. He has spent 17+ years in the consumer credit
environment with 6 of those years at Equifax and 7 with FICO, inventors
of the FICO® credit scoring system. His understanding of the inner
workings of credit bureaus, credit reports, reporting practices, bureau
capabilities, and FICO score design and development has made him a
highly sought after expert witness and legal consultant for attorney’...
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| Dean Binder is a long time credit industry insider. In addition to his expertise in credit reporting and credit scoring, Dean also recently began serving as an expert witness and legal consultant for clients involved in credit related litigation. Dean has 14+ years of experience in the consumer credit industry including positions with Equifax Credit Information Services, one of the three recognized national credit reporting agencies, and the Fair Isaac Corporation (inventors of the FICO cre...
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| Expert Witness and Litigation Services are a major focus of MCS Associates, a nationally recognized consulting group that has provided management, operational and regulatory consulting services to financial institutions, insurance companies and regulatory agencies as well as real-estate and financial services organizations nationwide for over 30 years. We perform expert witness assignments throughout the United States and the firm’s clients include several hundred leading law firms around the...
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| 30+ years specializing in both domestic and international credit throughout his banking career.
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| Over 80 years combined Banking and Finance Experience, Rigley Capital Markets has the expertise and network to address any of your banking needs. We specialize in Capital Markets, Lending, Underwriting, Processing, Securitization, Servicing, and Asset Management. Our team of experts is ready to help at any time....
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| Expert witness, consultancy, training, mediation and arbitration services on letter of credit, bill of lading, charter parties, trade frauds prevention, risk management & China trade.
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| Expert Banking and Mortgage professional with over thirty-five years experience in senior management positions in the consumer loan and mortgage loan fields, as well as thorough understanding of auto broker business. Expert witness testimony....
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| Over 35 years experience in commercial banking and real estate finance with extensive background in business and agriculture. SEE CASE SYNOPSIS ON WEBSITE.
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| Over 30 years experience in real estate capital markets, financial institutions advisory, restructuring, bankruptcy, litigation consulting, and management consulting, including as partner in a Big Four consulting firm. Experienced consulting and testifying expert in CMBS, commercial real estate, valuation, and related matters....
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| Evaluation and crime forseeability assessments and security adequacy in premises liability matters; Evaluation of guard company services & operations; Security officer actions & inactions.
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| Over 24 years experience in fixed-income investment banking, financial and credit analysis, due diligence, municipal econ. de't.
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| Services include design/implementation of HR Management systems; Due Diligence; Asset Location/Preservation/Recovery; Factual Employment Screening; Expert Testimony in fraud issues.
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| Vx Associates provides expert witness and forensic services to law firms in banking-related matters. The firms principals are experienced former bankers, regulators and educators.
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| 40 YRS.EXPERTISE IN AUTO SALES CONTRACTS, LEASING AND INSURANCE, AUTO DEALER FRAUD, MOBILE HOMES, VEHICLE REPOSSESSIONS, FINANCE COMPANY, WARRANTIES, LICENSING, CREDIT, DIRECT AND INDIRECT LOANS, TITLES....
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| 32 Years Banking Industry Experience
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| 34 year career and Chief Credit Officer for First Interstate Bank and have partipated as an expert witness or consultant in the banking industry for over 25 cases.
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| real estate banking credit finance
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| Forty years designing and implementing telecommunications and computer technology for Wall St. and domestic & foreign banks.
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| Research systems mispricing, system quality, interview developers ability, and testify on behalf of clients with a loss.
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| EW #14070 is a 22 year seasoned financial consultant and has assisted clients of all sizes to access capital while reducing overhead.
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| Internet marketing strategy and search engine optimization consulting frm providing individual consultations for online b2b and b2c web sites
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| Scientist, Farmer, Programmer and Court Certified Expert Witness in Pennsylvania.
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| We are Accredited and Certified personal property appraisers and expert witnesses. We over thirty years expersience.
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| Experience encompasses all aspects of trading from buying and selling, dealing with banking lines and documentary credit problems, to insurance and shipping.
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| Former Principal and Compliance officer; Arbitration panel member, chair, and witness; former Chair NASD District 3 DBCC; Investigative, Analytical, and Writing skills. P&L Analysis/Illustrations.
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| EW #3995 combines a strong economics and risk analysis background with many years of experience in economic, litigation and management consulting. Life insurance, Antitrust, Healthcare, Health Insurance...
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| We provide expertise in Fraud Investigations, Forensic Accounting, and Investigative Accounting. Based in Toronto, Ontario, we operate across Canada, the United States and throughout the world.
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| Expert Witness Financial Service Litigations; NASD Arbitrations. Expert in Securities Trading & Pricing, Derivatives, Investment Management, Suitability, Controls, Hedging, Financial Risk Management
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| Judiciary, medical, commercial, academic interpretations and translations in 30 languages, since 1989.
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| I have led the implementation of International Accounting Standards since 1999 on behalf of USAID and the Asian Development Bank
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| Twenty-five years of technical and executive management experience in software development, telecommunications network design, implementation, operations and consulting.
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| He has DIGITAL MOTION X-RAY is a diagnostic test that records real time, full motion x-ray imaging of any body joint in motion.
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| Expert witness appraiser in real estate, specialzing in industrial properties and machinery and equipment.
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| He has over thirty years of senior level experience in the hospitality industry. Currently teaching hospitality accounting and finance at the University of Nevada, Las Vegas.
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| full-service firm specializing in forensic examination of computers (computer forensics), litigation support, expert witness, consulting services, Los Angeles, California.
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| EW #2391 has 24 years experience in wholesale plumbing supply business. Locate underground / underslab pressure water leaks. Trace water, sewer, gas lines.
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| A leader in the development of the Information Technology strategy and tactical planing. Expert in the development and implementation of the companys largest integrations and systems projects.
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| Director of Physical Medicine and Rehabilitation in a Hospital,PT,OT,SLP
Doctor of Physical Therapy. Experience in Physical Therapy and Rehabilitation Services including hospital, outpatient, nursing homes, and emergency care....
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| Specialists in urologic health, men's health, sexual health for men and women, fertility, neurogenic bladder, incontinence, urologic cancers, renal transplantation and male health screening.
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| Computer Forensic Examiner / Expert Witness
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| 20 + years as senior official in banking and bank regulation. Expert on bank laws and standard industry practices.
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| Since 1979 Consultant, Author, Seminar Presenter. Int'l Assn Crime Analysts, Int'l Soc of Crime Prevention Practitioners. Premises Liability; Security Negligence; Foreseeability; Crime Prevention
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| 34+ years experience in equipment leasing both as consultant and in senior management positions. Expert in financial services marketing, lease portfolio management and residual valuation.
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| Medical illustration and exhibit presentation graphic design for litigation support
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| 38+ yrs financial & mortgage institutions. 17+ yrs Pres/CEO/director. 6+ yrs mortgage co. dir. 34+ yr lending & ops. 175+ nationwide Fed, state cases: reports, affidavits, depos, court testimonies.
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| A former Chief Compliance Officer and an Expert in Canadian Securities Industry litigation, arbitration and disputes. Services include litigation support, expert reports and numbers arbitration.
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| EW #2875 has 13 years expertise with ADA Title III and Building Code Accessibility and available nationally for plaintiff and defense.
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| EW #2655 has 30 years experience as a General Agent for several of the leading Property and Casualty Insurers in the U.S, as well as overseas, and qualifies as an expert on most insurance issues
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| 23 years experience of end-to-end design, development and testing of systems, signals and algorithms.
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| Litigation experience centers on intellectual property principally dealing with patent and trademark infringement matters but also dealing with contracts, trade secrets, unfair competition and employment agreements....
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| Extensive experience consulting with agricultural producers and agribusinesses throught the US and worldwide.
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| Thirty years experience in all phases of bank operations and regulations. Advanced degree.
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| EW #387 has had more than 40 years experience in the insurance field.
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| EW #2194 is a recognized expert in the field of air traffic control, and has 5 decades of experience including 12 years on the FAA Evaluation and Investigations Staff.
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| New Jersey's premier collateral recovery agency. Over 20 years experience in the locate and recovery of financed collateral.
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| Over 30 years of hands-on check, deposit, cash management, loan operations and branch office products and services experience at banks, savings and loans and other financial services organizations.
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| Specializes in the analysis of damages in personal-injury and wrongful-termination matters, including damages in complex mass-tort and class-action litigation.
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| Over 20 years experience in/with Internet, Computers, Programming, Data Processing, Dating and Social Networking, Community Portals, Engineering, Business Development.
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| 25 YEARS OF EXPERIENCE IN THE CAR AND TRUCK RENTAL BUSINESS, CURRENTLY PROVIDING PROFESSIONAL SERVICES SUCH AS EXPERT WITNESSES, LITIGATION CONSULTING, FRANCHISOR AND FRANCHISEE RELATIONS.
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| Insurance Expert Witness; Plaintiff and Defendant consultation. Insurance agency principal 24 years; 32 years Property & Casualty insurance experience
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| Victor P. Republicano, Jr., CPA, is an accounting and consulting practitioner, who has provided professional services to business owners, corporate management, lawyers and their clients, since 1977.
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| Hospitality & Timesharing Expert/30+ years experience/highly credible in real estate development, feasibility, business valuation, income loss issues.
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| EW #1195 Licensed Customs Broker, C.E.O. of two international businesses
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| EW #13848 is a firm of economists and statisticians specializing in economic analysis in litigation.
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| I am looking to apply my experience and expertise in high-tech intellectual property (IP) law in a consulting and/or technical expert witness capacity.
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| Expert witness for Aircraft engine and Automotive structural issues Experience at GE Aircraft Engines, GE Power Systems and GE Research Center,Instron and Rolls-Royce.
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| PT, OT, SLP
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| 15 years as a forensic document examiner. Certified Document Examiner by National Association of Document Examiners, a Board Certified Forensic Document Examiner, Diplomate, Fellow of American College of Forensic Examiners....
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| EW #10774 is a certified Dredge Master, a Consultant with National and International experience, has been empanelled in many societies as an Advisor and has received many awards and credits.
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| seeking IT job
visa status:H1 b
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| EW #14050 has 33 years of experience in regards to all insurance related issues and has held the position of President/Ceo. Offices on West Coast & East Coast.
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| When accounting, tax and business management services are tailored to your special needs -- your future takes flight. One of Chicagoland's most enterprising CPA firms, ECS Financial Services, Inc. helps clients plan ahead, move ahead and stay ahead....
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| When accounting, tax and business management services are tailored to your special needs -- your future takes flight. One of Chicagoland's most enterprising CPA firms, ECS Financial Services, Inc. helps clients plan ahead, move ahead and stay ahead....
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Mark Baldwin is an experienced architect, designer, developer and manager in the computer and video game industry. He has 20 years experience in the industry with over 25 retail software products to his credit, including 'Game of the Year'. Mark has been Vice President of Development for Moto1 and Quantum Quality Productions, and President of White Wolf Productions.
What can Mark Baldwin and Baldwin Consulting provide for you?
* Skilled in the design a...
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| Over 11 years of document and handwriting examination and has provided opinion and testimony to Fortune 500 Companies, District Attorney's Office, FBI, U.S. Government and many others. Participated in over 800 cases nationally and internationally....
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| Over ten years serving as an expert witness in multi-state and federal cases. Extensive attorney referral list.
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| Specializes in the Forensic Analysis of all types of digital assets and media (Computer Forensics) for law firms and corporate clients.
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| Recognized expert in the field of breath testing and field sobriety tests to detect impairment.
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| Specializing in Forensic Evidence Recovery, Enhancement and Analysis of all Recorded Evidence, all formats, for Law Enforcement and the Legal Profession, since 1976
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| 34 years of law enforcement experience. Expert Witness, Litigation Consultant & Instructor on Police and Private Security related issues.
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| Experience spans more than 36 years as a surety claims supervisor / consultant and as a surety reinsurance manager nationwide.
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| Global CompuSearch provides consulting, training, and forensic analysis in computer crime and Internet-related issues.
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| TELECOM REGULATORY SPECIALIST testified 35+ times, served as a federal Telecommunications Act arbitrator of interconnection disputes, proposed rules and policies adopted by regulators.
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| National Agency. Professional investigations with emphasis upon accuracy, detail and expedience.
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| Nerve conduction Studies, Medical Causation in Pain Syndromes, head injury cases, seizures, brain, spinal nerve root and neuromuscular disorders. Considerable experience in legal neurology, including deposition and trial expertise....
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| Expert Witness Sales Account
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| Looking For An Car Auto Insurance Agent or Quote?
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| EW #14083 has over 10 years of experience in litigation support, trial preparation, and expert witness testimony to both Plaintiff(60%) and Defense(40%) attorneys on Fraud and Security cases.
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| Looking For An Expert Witness
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| Looking for a credit expert?
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Find Credit experts and consultants for Credit litigation support at www.expertwitness.com. Available to be Credit expert witnesses and provide Credit forensic consulting in Credit litigation, in addition prepare Credit expert witness reports for use in deposition and/or in-court trial testimony.
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Categories To Find "Credit" Experts:
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ACCOUNTING / BOOKKEEPING / CPAs |
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Accountancy (profession) or accounting (methodology) is the measurement, disclosure or provision of assurance about information that helps managers and other decision makers make resource allocation decisions. Financial accounting is one branch of accounting and historically has involved processes by which financial information about a business is recorded, classified, summarized, interpreted, and communicated. Auditing, a related but separate discipline, is the process whereby an independent auditor examines an organizations financial statements in order to express an opinion -- that conveys reasonable but not absolute assurance -- as to the fairness and adherence to generally accepted accounting principles, in all material respects.
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ADMIRALTY / MARITIME |
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Admiralty law (usually referred to as simply admiralty and also referred to as maritime law or Law of the Sea) is a distinct body of law which governs maritime questions and offenses. Under conventions of international law, the flag flown by a ship generally determines the source of law to be applied in admiralty cases, regardless of which court has personal jurisdiction over the parties. This has led some ships to fly flags of convenience.
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AFFILIATE MARKETING |
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Affiliate Marketing is a popular method of promoting web businesses in which an affiliate is rewarded for every visitor, subscriber and/or customer provided through his efforts. It is a modern variation of the practice of paying finder's-fees for the introduction of new clients to a business. Compensation may be made based on a certain value for each visit (Pay per click), registrant (Pay per lead), or a commission for each customer or sale (Pay per Sale), or any combination.
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AGRICULTURE |
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Agriculture (a term which encompasses farming) is the art, science or practice of producing food, feed, fiber and many other desired goods by the systematic raising of plants and animals. Agri is from Latin ager ("a field"), and culture is from Latin cultura, meaning "cultivation" in the strict sense of tillage of the soil. Thus a literal reading of the English word yields tillage of the soil of a field. In actual usage, Agriculture denotes a broad array of activities essential to food and material production, including all techniques for raising and processing livestock (see Animal husbandry) no less than those essential to crop planting and harvesting.
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AMUSEMENT PARKS |
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Amusement park is the more generic term for a collection of rides and other entertainment attractions assembled for the purpose of entertaining a fairly large group of people. An amusement park is more elaborate than a simple city park or playground, as an amusement park is meant to cater to adults, teenagers, and small children.
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ANTITRUST |
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Antitrust or competition laws are laws which seek to promote economic and business competition by prohibiting anti-competitive behavior and unfair business practices. Government agencies known as competition regulators regulate antitrust laws, and may also be responsible for regulating related laws dealing with consumer protection.
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ARBITRATION / MEDIATION |
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Arbitration is a form of mediation or conciliation, where the mediating party is given power by the disputant parties to settle the dispute by making a finding. In practice arbitration is generally used as a substitute for judicial systems, particularly when the judicial processes are viewed as too slow, expensive or biased. Arbitration is also used by communities which lack formal law, as a substitute for formal law.
Mediation consists of a process of alternative dispute resolution in which a (generally) neutral third party, the mediator, using appropriate techniques, assists two or more parties to help them negotiate an agreement, with concrete effects, on a matter of common interest. More generally speaking, the term "mediation" covers any activity in which an impartial third party (often a professional) facilitates an agreement on any matter in the common interest of the parties involved.
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ASBESTOS |
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Asbestos (a misapplication of Latin: asbestos "quicklime" from Greek ἄσβεστος: a-, "not"; sbestos, "extinguishable") describes any of a group of fibrous metamorphic minerals of the hydrous magnesium silicate variety. The name is derived for its historical use in lamp wicks; the resistance of asbestos to fire has long been exploited for a variety of purposes. It was used in fabrics such as Egyptian burial cloths and Charlemagne's tablecloth, which, according to legend, he threw in a fire to clean. Asbestos occurs naturally in many forms (see below); it is mined from metamorphic deposits.
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AUTOMOBILE ELECTRICAL SYSTEMS |
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An automotive electrical systems consists of several different components that provide the electrical power needed to start the car and provides all the functionality in the passenger compartment.
Lighting systems, battery and charging system, alternator, grounding system, all power and features like horn, radio, power windows, and door locks, security, wind shield wipers, and more.....
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AVIATION |
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Aviation or Air transport refers to the activities surrounding mechanical flight and the aircraft industry. Aircraft, include fixed wing (airplane) and rotary wing (helicopter/autogyro) types, as well as lighter-than-air craft such as balloons and airships (also known as dirigibles).
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BANK COMPLIANCE |
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Compliance requirements are a series of directives established by United States federal government agencies that summarize hundreds of federal laws and regulations applicable to Federal assistance.
Bank regulations are a form of government regulation which subject banks to certain requirements, restrictions and guidelines, aiming to uphold the soundness and integrity of the financial system.
A bank is an institution that provides financial service, particularly taking deposits and extending credit.
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BANKING |
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A bank is an institution that provides financial service, particularly taking deposits and extending credit.
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BANKING REGULATION |
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Bank regulations are a form of government regulation which subject banks to certain requirements, restrictions and guidelines, aiming to uphold the soundness and integrity of the financial system.
A bank is an institution that provides financial service, particularly taking deposits and extending credit.
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BANKRUPTCY |
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Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay their creditors. A declared state of bankruptcy can be requested by creditors in an effort to recoup a portion of what they are owed; however, in the overwhelming majority of cases, the bankruptcy is initiated by the bankrupt individual or organization.
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BUSINESS |
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In economics, business refers to the social science of managing people to organize and maintain collective productivity toward accomplishing particular creative and productive goals. The etymology of business literally refers to the state of being busy, in the context of the individual as well as the community or society.
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CHECK KITING |
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Check kiting is any sort of fraud that involves drawing out money from a bank account that does not have sufficient funds to cover the check. It is typically achieved by taking advantage of the float, the time between the negotiation of the check and its clearance at the check-writer's bank. This fraud is also known as paper hanging and carries a heavier pejorative connotation. Before the passage of the Check Clearing for the 21st Century Act, when checks could take 3 or more days to clear, playing the float was fairly common practice in otherwise-honest low-income families who encountered emergencies right before payday.
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CLAIMS |
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A claim is a legal action to obtain money, property or the enforcement of a right protected by law against another party.
Individuals and businesses purchase insurance policies to protect against monetary losses. In the event of a loss, policyholders submit claims, or requests for payment, seeking compensation for their loss. Adjusters, appraisers, examiners, and investigators work primarily for property and casualty insurance companies, for whom they handle a wide variety of claims alleging property damage, liability, or bodily injury. Their main role is to investigate the claims, negotiate settlements, and authorize payments to claimants, all the while mindful not to violate the claimants rights under Federal and State privacy laws. They must determine whether the customers insurance policy covers the loss and how much of the loss should be paid to the claimant. Although many adjusters, appraisers, examiners, and investigators have overlapping functions and may even perform the same job, the insurance industry generally assigns specific roles to each of these claims workers.
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CLASS ACTION MANAGEMENT (FOREIGN and DOMESTIC) |
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In law, the class action is a procedural device used in litigation to determine the rights of and remedies, if any, for large numbers of people whose cases involve common questions of law and fact
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COMBUSTION |
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Combustion or burning is a chemical process, an exothermic reaction between a substance (the fuel) and a gas (the oxidizer), usually O2, to release heat. In a complete combustion reaction, a compound reacts with an oxidizing element, and the products are compounds of each element in the fuel with the oxidizing element. For example:
CH4 + 2 O2 → CO2 + 2 2O + heat
CH2S + 6 F2 → CF4 + 2 HF + SF6 + heat
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COMMODITIES |
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The word commodity is a term with distinct meanings in business and in Marxian political economy. For the former, it is a largely homogeneous product, whereas for the latter, it refers generically to wares offered for exchange.
Linguistically, the word commodity came into use in English in the 15th century, being derived from the French word "commodité" meaning "benefit, profit", similar in meaning to biens (goods). The Latin root meaning is commoditas, referring variously to the appropriate measure of something; a fitting state, time or condition; a good quality; efficaciousness or propriety; and advantage, or benefit. The German equivalent is die Ware, i.e. wares or goods offered for sale.
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CONSUMER MARKETING |
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Find CONSUMER MARKETING experts and consultants for CONSUMER MARKETING litigation support. Available to be CONSUMER MARKETING expert witnesses and provide CONSUMER MARKETING forensic consulting in CONSUMER MARKETING litigation, in addition prepare CONSUMER MARKETING expert witness reports for use in deposition and/or in-court trial testimony.
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CONTRACT & MISC. SURETY |
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A surety is a person who agrees to be responsible for the debt or obligation of another. The situation in which a surety is most typically required is when the ability of the primary obligor or principal to perform its obligations under a contract is in question, or when there is some public or private interest which requires protection from the consequences of the principal's default or delinquency. In most common law jurisdictions, a contract of suretyship is subject to the statute of frauds (or its equivalent local laws) and is only enforceable if memorialized by a writing signed by the surety.
A surety bond is a contract between at least three parties: (i) the principal, (ii) the obligee, and (iii) the surety. Through this agreement, the surety agrees to make the obligee whole (usually by payment of money) if the principal defaults in its performance of its promise to the obligee. The contract is formed so as to induce the obligee to contract with the principal, i.e., to demonstrate the credibility of the principal.
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CREDIT |
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Credit as a financial term, used in such terms as credit card, refers to the granting of a loan and the creation of debt. Any movement of financial capital is normally quite dependent on credit, which in turn is dependent on the reputation or creditworthiness of the entity which takes responsibility for the funds.
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DISASTER MANAGEMENT / RECOVERY |
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Disaster management means a continuous and integrated multi-sectoral, multi-disciplinary process of planning and implementation of measures aimed at prevention and mitigation, preparedness, response, and recovery in relation to natural and man-made disasters. Disaster management therefore refers to programs and measures designed to prevent, mitigate, prepare for, respond to and recover from the effects of disasters.
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DUE DILIGENCE |
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Due diligence (also known as due care) is the effort made by an ordinarily prudent or reasonable party to avoid harm to another party or himself. Failure to make this effort is considered negligence. Quite often a contract will specify that a party is required to provide due diligence.
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E-COMMERCE |
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Electronic Commerce (also referred to as EC, e-commerce eCommerce or ecommerce) consists primarily of the distributing, buying, selling, marketing and servicing of products or services over electronic systems such as the Internet and other computer networks.
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EDUCATION |
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Education is a social science that encompasses teaching and learning specific knowledge, beliefs, and skills. Licensed and practicing teachers in the field use a variety of methods and materials in order to impart a curriculum. There has been a plethora of journals, magazines, books, and digests in the field of education that addresses these areas. Such literature addresses the teaching practices, with subjects that include lectures, game playing, testing, scheduling, record keeping, bullying, seating arrangements, interests, motivation, and computer access. However, the most important factors in any teacher's effectiveness is the interaction with students and personality of the teacher. The quality of their relationships provides the impetus for inspiration. The best teachers are able to translate good judgment, experience, and wisdom into the art of communication that students find compelling. It is their ability to understand and overcome prejudices, generate passion, and recognize potential that enable teachers to invigorate students with higher expectations of themselves and society at large. The goal is aiding the growth of students so that they become productive members of a migratory society. An imparting of culture from generation to generation (see socialisation) promotes a greater awareness and responsiveness through social maturity to the needs of an increasingly diversified global society.
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ENT - ear, nose, throat, |
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Otolaryngology is the branch of medicine that specializes in the diagnosis and treatment of ear, nose, throat, and head & neck disorders. The full name of the specialty is otolaryngology-head and neck surgery. Practitioners are called otolaryngologists-head and neck surgeons, or sometimes otorhinolaryngologists (ORL). A somewhat outdated, but nevertheless commonly used, term for this speciality is ENT (ear nose and throat).
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ERRORS & OMISSIONS |
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In the litigious world we live in today, many business owners protect themselves with errors and omissions insurance (E&O). This type of insurance may be appropriate for anyone who gives advice, makes educated recommendations, designs solutions or represents the needs of others, such as teachers, consultants, software developers, ad copywriters, Web page designers, placement services, telecommunication carriers or inspectors.
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EXPERT WITNESS SALES |
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An expert witness is a witness, who by virtue of education, or profession, or experience, is believed to have special knowledge of his subject beyond that of the average person, sufficient that others may officially (and legally) rely upon his opinion.
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FINANCE |
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Finance studies and addresses the ways in which individuals, businesses and organizations raise, allocate and use monetary resources over time, taking into account the risks entailed in their projects. The term finance may thus incorporate any of the following:
The study of money and other assets
The management and control of those assets
Profiling and managing project risks
As a verb, "to finance" is to provide funds for business.
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GENERAL PRACTICE |
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A general practitioner (GP) or family physician (FP) is a physician/medical doctor who provides primary care. A GP/FP treats acute and chronic illnesses, provides preventive care and health education for all ages and both sexes. Some also care for hospitalized patients, do minor surgery and/or obstetrics. The term general practitioner is common in the United Kingdom, where the word "physician" is only used for certain specialists and not for GPs.
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GEOLOGY |
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Geology (from Greek γη- (ge-, "the earth") and λογος (logos, "word", "reason")) is the science and study of the Earth, its composition, structure, physical properties, history and the processes that shape it. It is one of the Earth sciences. Geologists have helped establish the age of the Earth at about 4.6 billion (4.6x109) years, and have determined that the Earth's lithosphere, which includes the crust, is fragmented into tectonic plates that move over a rheic upper mantle (asthenosphere) via processes that are collectively referred to as plate tectonics. Geologists help locate and manage the earth's natural resources, such as petroleum and coal, as well as metals such as iron, copper, and uranium. Additional economic interests include gemstones and many minerals such as asbestos, perlite, mica, phosphates, zeolites, clay, pumice, quartz, and silica, as well as elements such as sulfur, chlorine, and helium. Experts who analyze slope creep, slides, earthquake damage, fault studies, environmental contamination, and construction claims.
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HEALTH CARE MANAGEMENT |
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Managed care is a synonym for PPO, HMO, MCO, and POS.
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Managed care is a concept in U.S. health care which rose to dominance during the presidency of Ronald Reagan as a means to control Medicare payouts. As a major Medicare claims administrator, the Blue Cross-Blue Shield insurance firm was a major architect of managed care. It spread fairly quickly to the health insurance industry in the private sector.
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HVAC - HEAT VENTITATION AIR CONDITIONING |
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HVAC (pronounced either "H-V-A-C" or, occasionally, "H-VAK") is an initialism/acronym that stands for "heating, ventilation and air-conditioning". This is sometimes referred to as climate control.
These three functions are closely interrelated, as they control the temperature and humidity of the air within a building in addition to providing for smoke control, maintaining pressure relationships between spaces, and providing fresh air for occupants. In modern building designs, the design, installation and control systems of these functions are integrated into a single "HVAC" system.
The term air handler can mean a whole unit including the blower, heating and cooling elements, filter racks or chamber and dampers, but not including the ductwork through the building.
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INSURANCE FRAUD |
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Insurance fraud or false insurance claims are insurance claims filed with the intent to defraud an insurance provider.
In the United States insurance fraud is estimated to cost US$875 per person per year with The Coalition Against Insurance Fraud estimating the loss to be $80 billion per year and Medicare estimating fraud in its system costs the government $179 billion per year.
Insurance fraud hurts the average person in two ways. First, all fraud costs, including losses, investigations, etc., are paid for by the insured through higher premiums, or, in the case of government insurance like Medicare, in higher taxes. Second, if a particular individual is the target for the fraud, they have costs such as deductible payments, loss of property use, etc., as well as higher premiums from the claim loss and the potential for denial of future coverage.
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INSURANCE - GENERAL |
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General insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance typically comprises any insurance that is not determined to be life insurance, and is called property and casualty insurance in the U.S..
In the UK, General insurance is broadly divided into three areas; personal lines, commercial lines and London market.
The London market insures with large commercial risks, for example insuring supermarkets, football players and other very specific risks.
Commercial lines products are usually designed for relatively small legal entities. These would include workers comp (employers liability), public liability, product liability, commercial fleet and other general insurance products sold in a relatively standard fashion to many organisations.
Personal lines products are designed to be sold in large quantities. This would include autos (private car), homeowners (household), pet insurance, creditor insurance and others.
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INSURANCE - LIFE |
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Life insurance (Life Assurance in British English) is a type of insurance. As in all insurance, the insured transfers a risk to the insurer, receiving a policy and paying a premium in exchange. The risk assumed by the insurer is the risk of death of the insured.
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INTERNET |
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The Internet, or simply the Net, is the publicly accessible worldwide system of interconnected computer networks that transmit data by packet switching using a standardized Internet Protocol (IP). It is made up of thousands of smaller commercial, academic, domestic, and government networks. It carries various information and services, such as electronic mail, online chat, and the interlinked Web pages and other documents of the World Wide Web.
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INVESTMENT BANKING |
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Investment banks assist public and private corporations in raising funds in the capital markets (both equity and debt), as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions. They also act as intermediaries in trading for clients. Investment banks differ from commercial banks, which take deposits and make commercial and retail loans. In recent years, however, the lines between the two types of structures have blurred, especially as commercial banks have offered more investment banking services. In the US, the Glass-Steagall Act, initially created in the wake of the Stock Market Crash of 1929, prohibited banks from both accepting deposits and underwriting securities; Glass-Steagall was repealed by the Gramm-Leach-Bliley Act in 1998. Investment banks may also differ from brokerages, which in general assist in the purchase and sale of stocks, bonds, and mutual funds. However some firms operate as both brokerages and investment banks; this includes some of the best known financial services firms in the world.
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LENDING - LOANS |
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A loan is a type of debt. All material things can be lent but this article focuses exclusively on monetary loans. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower. The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt.
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MANAGED CARE |
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Managed care is a concept in U.S. health care based on an effort to control escalating health care costs by the health insurance industry, which supposedly defines a reasonable maximum fee which health care providers may charge for any given service.
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MANAGEMENT |
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Management" (from Old French ménagement "the art of conducting, directing", from Latin manu agere "to lead by the hand") characterises the process of leading and directing all or part of an organization, often a business, through the deployment and manipulation of resources (human, financial, material, intellectual or intangible). Early twentieth-century management writer Mary Parker Follett defined management as "the art of getting things done through people."
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MANUFACTURED BUILDINGS / HOMES |
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Manufactured housing (known in some countries, including the United Kingdom, as prefab housing) is a type of housing unit that is largely assembled in factories and then transported to sites of use.
Prefabricated homes, often referred to as prefab homes, are dwellings manufactured off-site in advance, usually in standard sections that can be easily shipped and assembled. Many of the current prefab home designs on the market have jovial, eclectic elements of postmodernism or the clean, simple lines of futurism. Prefab homes have not been particularly marketable; possible reasons for this include:
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MARINE & MARITIME |
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From the latin "maritimus", maritime refers to things relating to the sea. Maritime law (also referred to as Admiralty law) is a distinct body of law which governs maritime questions and offenses.
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MEDICAL LIENS |
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As all healthcare providers know, patients do not always have the present financial ability to cover the cost of their medical bills. In cases involving injury to a patient through the negligence of another, healthcare professionals can employ medical liens to secure payment for their services. Medical liens can be created in two different ways: 1) by contract and 2) by operation of law. This article will briefly touch on contractual liens while focusing on the express statutory language which create liens through the operation of law.
Find MEDICAL LIENS experts and consultants for MEDICAL LIENS litigation support. Available to be MEDICAL LIENS expert witnesses and provide MEDICAL LIENS forensic consulting in MEDICAL LIENS litigation, in addition prepare MEDICAL LIENS expert witness reports for use in deposition and/or in-court trial testimony.
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MUSIC |
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Music is an animal activity which involves structured and audible sounds, which is used for artistic or aesthetic, entertainment, or ceremonial purposes. Definitions vary in different cultures and social milieus. The definition of music as sound with particular characteristics is taken as a given by psychoacoustics, and is a common in musicology and performance. There are observable patterns to what is broadly labeled music, and while there are understandable cultural variations, the properties of music are the properties of sound as perceived and processed by humans.
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ORGAN TRANSPLANT |
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An organ transplant is the transplantation of a whole or partial organ from one body to another (or from a donor site on the patient's own body), for the purpose of replacing the recipient's damaged or failing organ with a working one from the donor site. Organ donors can be living, or deceased (previously referred to as cadaveric).
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PATHOLOGY |
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Pathology (from Greek pathos, feeling, pain, suffering; and logos, study of; see also -ology) is the study of the processes underlying disease and other forms of illness, harmful abnormality, or dysfunction. Within biology, it means specifically the study of the structural and functional changes in cells, tissues and organs that underlie disease. Another name for pathology is laboratory medicine.
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PLAGIARISM |
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Plagiarism is a form of academic dishonesty, specifically the unacknowledged use of another person's idea(s), information, language, or writing. Plagiarism is a serious academic offense. Plagiarism is not necessarily the same as copyright infringement, which occurs when one violates copyright law.
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PLASTICS |
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Plastic covers a range of synthetic or semisynthetic polymerization products. They are composed of organic condensation or addition polymers and may contain other substances to improve performance or economics. There are few natural polymers generally considered to be "plastics". Plastics can be formed into objects or films or fibers. Their name is derived from the fact that many are malleable, having the property of plasticity. Plastics are designed with immense variation in properties such as heat tolerance, hardness, resiliency and many others. Combined with this adaptability, the general uniformity of composition and light weight of plastics ensures their use in almost all industrial segments.
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PROPERTY MANAGEMENT |
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A property management company is tasked with the responsibility of managing the multiple aspects which come along with the ownership of real estate. This is much akin to the role of management in any business. One important role is that of acting as liaison between the landlord and tenant. Duties of property management companies include accepting rent, responding to and addressing maintenance issues, advertising vacancies for landlords, and doing credit and background checks on tenants.
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PUBLIC HEALTH |
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Public health is concerned with threats to the overall health of a community based on population health analysis. Many organizations define health and how to promote health differently. The World Health Organization, the United Nations body that sets standards and provides global surveillance of disease, defines health as: "A state of complete physical, mental and social well-being and not merely the absence of disease or infirmity."
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PUBLISHING |
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Publishing is the industry concerned with the production of literature or information - the activity of making information available for public view.
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QUALITY ASSURANCE |
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In engineering and manufacturing, quality control and quality engineering are involved in developing systems to ensure products or services are designed and produced to meet or exceed customer requirements and expectations. These systems are often developed in conjunction with other business and engineering disciplines using a cross-functional approach.
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RADIOLOGY |
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Radiology is the medical specialty that utilizes and interprets imaging technologies to diagnose disease. Traditionally it was the branch of medical science dealing with the medical use of X-rays emitted by X-ray machines or other such radiation devices for the purpose of obtaining visual information as part of medical imaging. Radiologists now also use all other imaging technologies (such as ultrasound, computed tomography (CT) and magnetic resonance imaging) to diagnose or treat disease. Interventional radiology is the performance of (usually minimally invasive) medical procedures with the help of medical imaging.
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REAL ESTATE |
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Real estate or immovable property is a legal term (in some jurisdictions) that encompasses land along with anything permanently affixed to the land, such as buildings. Real estate (immovable property) is often considered synonymous with real property (also sometimes called realty), in contrast with personal property (also sometimes called chattel or personalty).
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REALTIME |
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An operation within a larger dynamic system is called a real-time operation if the combined reaction- and operation-time of a task is shorter than the maximum delay that is allowed, in view of circumstances outside the operation. The task must also occur before the system to be controlled becomes unstable. A real-time operation is not necessarily fast, as slow systems can allow slow real-time operations.
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REINSURANCE |
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Reinsurance is a means by which an insurance company (called the reinsured, ceding company or cedant) shares the risk of loss with another insurance company (called the reinsurer).
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RISK MANAGEMENT |
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Risk Management is the process of measuring, or assessing risk and then developing strategies to manage the risk.
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SECURITY |
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Security is the condition of being protected against danger or loss. In the general sense, security is a concept similar to safety. The nuance between the two is an added emphasis on being protected from dangers that originate from outside. Individuals or actions that encroach upon the condition of protection are responsible for the breach of security.
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STATISTICS |
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Statistics is a mathematical science pertaining to collection, analysis, interpretation and presentation of data. It is applicable to a wide variety of academic disciplines from the physical and social sciences to the humanities, as well as to business, government, medicine and industry.
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STRESS TEST |
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A cardiac stress test is a medical test performed to evaluate the arterial blood flow to the myocardium (heart muscle) during exercise compared to blood flow while at rest. In other words, it is a determination of the myocardial perfusion reserve. Stress tests also reveal overall physical fitness. Stress test abnormalities reflect inadequacies of blood flow to the left ventricular heart muscle more than other regions of the heart.
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TECHNOLOGY |
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Technology is a word with origins in the Greek "technologia" ("τεχνολογία") "techne", "τέχνη" ("craft") and "logia", "λογία" ("saying")." "Technology" is a broad term dealing with the use and knowledge of humanity's tools and crafts.
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TOXICOLOGY |
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Toxicology is the study of the adverse effects of chemical, physical or biological agents on living organisms and the ecosystem, including the prevention and betterment of such adverse effects.
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TRAVEL |
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Travel is the transport of people on a trip or journey.
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