I am a certified credit expert and have been in the mortgage/real estate industry for over 30 years.

FCRA, FDCPA, Identity Theft, Credit Damages expert. John Ulzheimer is the president of Consumer Education for Credit.com and The Ulzheimer Group. He has spent 18+ years in the consumer credit environment with 6 of those years at Equifax and 7 with FICO, inventors of the FICO credit score. He has detailed understanding of credit bureaus, credit reports, credit reporting practices, FICO credit scores he is a highly sought after credit expert witness and legal consultant for attorney’s engaged in consumer credit litigation. An expert credit witness since 2003, John’s case list load to date exceeds 45 cases and is 50/50 consumer/industry. Based in Atlanta, San Francisco and New York with no geographic boundaries.

Dean Binder, is a long time credit industry insider. In addition to his expertise in credit reporting and credit scoring, Dean serves as an expert witness and legal consultant for clients involved in credit related litigation. Dean has 13+ years of experience in the consumer credit industry including positions with Equifax Credit Information Services, one of the three recognized national credit reporting agencies, and the Fair Isaac Corporation (inventors of the FICO credit scoring system). In addition, Dean has also served as Finance and Insurance Manager at Morgan Building Pools, Spas and RV’s and worked with lending sources to secure financing.

Allen Whitehead is the founder of The WG Group and a partner in GCM Credit Repair. He is knowledgeable and experienced in credit scoring, credit reporting, and credit reporting agencies and the Fair Credit Reporting Act

Dan Beck, President of Consumer Credit Education and Restoration company Credit Management Specialists and President of The Beck Group. Dan is a certified expert in the areas of credit scoring education and credit restoration.

Arizona and California litigator/real estate lawyer, 38 years experience in law and as expert. Listed as one of the "Countries Best" legal professionals in America.

"Alan Salzberg is Senior Statistician and CEO of Analysis & Inference. Dr. Salzberg's focus is statistical analysis, modeling, and sample design, especially using large or complex datasets. Many of Dr. Salzberg's consulting projects and research papers have related to the detection and measurement of bias. Dr. Salzberg has testified as a statistical expert in multiple venues. Prior to joining Analysis & Inference, Dr. Salzberg founded Quantitative Analysis, Inc., a statistical consulting company. Prior to that, he was a Senior Manager at KPMG LLP in their Economic Consulting group. Dr. Salzberg holds a Ph.D. in Statistics from the Wharton School of the University of Pennsylvania, where he also received a Bachelor of Science in Economics. For musings on everyday probability, see Dr. Salzberg's blog: "What are the chances?"

Expert Witness and Litigation Services are a major focus of MCS Associates, a nationally recognized consulting group that has provided management, operational and regulatory consulting services to financial institutions, insurance companies and regulatory agencies as well as real-estate and financial services organizations nationwide for over 30 years. We perform expert witness assignments throughout the United States and the firm’s clients include several hundred leading law firms around the country.

Qualified in the appraisal of business related properties including their tangible and intangible assets for buy/sell agreements, minority stockholder interest, partnership dissolution, divorce, estate taxes, employee stock purchase plans, and condemnations. Industries served cover a broad range of businesses including retail, service, wholesale, and manufacturing. Clients served include business owners, entrepreneurs, attorneys, accountants, U.S. Internal Revenue Service, the U.S. Federal Deposit Insurance Corporation, The Resolution Trust, Port of Houston and Metro.

Healthcare coding and compliance expert with special expertise in the areas of E/M, physical medicine, chiropractic, electrodiagnostic, neuromuscular diagnostic and pain management services. Extensive experience in civil and criminal false claims and civil recovery cases.