APPRAISAL / VALUATION |
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The appraisal value is the value of a company based on a projection of future cashflows that its owners will receive from the company's assets as well as from its current and future operations.
The appraisal value is often used to measure the financial performance of insurance companies. It is also a useful tool in measuring the viability of new ventures.
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ARCHITECTURE |
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Architecture (from Latin, architectura and ultimately from Greek, αρχιτεκτων, "a master builder", from αρχι- "chief, leader" and τεκτων, "builder, carpenter")[1] is the art and science of designing buildings and structures. A wider definition would include within its scope the design of the total built environment, from the macrolevel of town planning, urban design, and landscape architecture to the microlevel of creating furniture. Architectural design usually must address both feasibility and cost for the builder, and function and aesthetics for the user.
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ECONOMIC ANALYSIS |
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Economic base analysis was developed by Robert Murray Haig in his work on the Regional Plan of New York in 1928. Briefly, activities in an area divide into two categories basic and non-basic. Basic industries are those exporting from the region; non-basic (or service) industries support basic industries. Because of data problems, it is not practical to study industry output and trade flows to and from a region. As an alternative, basic and non-basic concepts are operationalized using employment data.
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GENERAL PRACTICE |
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A general practitioner (GP) or family physician (FP) is a physician/medical doctor who provides primary care. A GP/FP treats acute and chronic illnesses, provides preventive care and health education for all ages and both sexes. Some also care for hospitalized patients, do minor surgery and/or obstetrics. The term general practitioner is common in the United Kingdom, where the word "physician" is only used for certain specialists and not for GPs.
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INSURANCE BROKER / AGENT |
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An insurance broker sources (brokes) contracts of insurance on behalf of their customers.
The term Insurance Broker became a regulated term under the Insurance Brokers (Registration) Act 1977[1] which was designed to thwart the bogus practices of firms holding themselves as brokers but in fact acting as representative of one or more favoured insurance companies.
Insurance brokerage is largely associated with general insurance (car, house etc.) rather than life insurance, although some brokers continued to provide investment and life insurance brokerage until the onset of more onerous Financial Services Authority regulation in 2001.
Insurance broking is carried out today by many types of organizations including traditional brokerages, Independent Financial Advisers (IFAs) and telephone or web-based firms.
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INTERNET SERVICE PROVIDER (ISP) |
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An Internet service provider (abbr. ISP, also called Internet access provider or IAP) is a business or organization that sells to consumers access to the Internet and related services. In the past, most ISP's were run by the phone company. Now, ISPs can be started by just about any individual or group with sufficient money and expertise. In addition to Internet access via various technologies such as dial-up and DSL, they may provide a combination of services including Internet transit, domain name registration and hosting, web hosting, and colocation.
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PARKS |
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A park is any of a number of geographic features. Originally, the term referred to an area maintained as open space where residences, industry and farming were not allowed, often originally so that nobility might have a place to hunt. These were known for instance, as deer parks (deer being originally a term meaning any wild animal). Many country houses in Britain and Ireland still have parks of this sort, which since the 18th century have often been carefully landscaped for aesthetic effect. They are usually a mixture of open grassland with scattered trees and sections of woodland, and are often enclosed by a high wall. The area immediately around the house is the garden. In some cases this will also feature sweeping lawns and scattered trees; the basic difference between a country house's park and its garden is that the park is grazed by animals, but they are excluded from the garden.
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PEST CONTROL |
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Pest control refers to the regulation or management of another species defined as a pest, usually because it is believed to be detrimental to a person's health, the ecology or the economy.
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PHARMACY |
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Pharmacy (from the Greek φάρμακον = drug) is the profession charged with ensuring the safe use of medication. Traditionally, pharmacists have compounded and dispensed medications on the orders of physicians. More recently, pharmacy has come to include other services related to patient care including clinical practice, medication review, and drug information. Some of these new pharmaceutical roles are now mandated by law in various legislatures. Pharmacists, therefore, are drug therapy experts, and the primary health professionals who optimize medication management to produce positive health-outcomes.
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PLUMBING |
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Plumbing, from the Latin for lead (plumbum), is the skilled trade of working with pipes and tubing for fluids such as water, sewage, steam and natural gas. Plumbing originated during the ancient civilizations such as Persian, Chinese, Indian and Roman civilizations as they developed public baths and needed to provide fresh water and drainage. The piping used to convey the water and waste was often made of lead. Since lead is highly toxic if consumed and dangerous to the environment, nearly all modern manufactured plumbing products and materials are lead free.
A plumber is someone who installs or repairs piping systems, plumbing fixtures and equipment such as water heaters and boilers.
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PRIVATE INVESTIGATOR |
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A private investigator, or PI, is a person who undertakes investigations, usually for a private citizen or some other entity not involved with a government or police organization. They often work for attorneys in civil cases or on behalf of a defense attorney.
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PROPERTY MANAGEMENT |
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A property management company is tasked with the responsibility of managing the multiple aspects which come along with the ownership of real estate. This is much akin to the role of management in any business. One important role is that of acting as liaison between the landlord and tenant. Duties of property management companies include accepting rent, responding to and addressing maintenance issues, advertising vacancies for landlords, and doing credit and background checks on tenants.
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REAL ESTATE BROKER / AGENT |
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A real estate broker is a party who acts as an intermediary between sellers and buyers of real estate and attempts to find sellers who wish to sell and buyers who wish to buy. In the United States, the relationship was originally established by reference to the English common law of agency with the broker having a fiduciary relationship with his clients. Estate agent is the term used in the United Kingdom to describe a person or organization whose business is to market real estate on behalf of clients.
In the US, real estate brokers and their salespersons (commonly called real estate agents) assist sellers in marketing their property and selling it for the highest possible price under the best terms. When acting as a Buyers agent with a signed agreement, they assist buyers by helping them purchase property for the best possible price under the best terms. Due to the importance of this role, most brokers that seek to play the role of client advocate are now seeking out the services of Certified Mortgage Planners, industry experts that work in concert with Certified Financial Planners to align consumers' home finance positions with their larger financial portfolio(s). Without an agreement, brokers may assist buyers in the acquisition of property but still represent the seller and the seller's interests.
In most jurisdictions in the United States, a person is required to have a license in order to receive remuneration for services rendered as a real estate broker. Unlicenced activity is illegal, but buyers and sellers acting as principals in the sale or purchase of real estate are not required to be licenced. In some states, lawyers are allowed to handle real estate sales for compensation without being licenced as brokers or agents.
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ROOFING |
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Roofs may be pitched (sloped) or low sloped in form. Low sloped roofs are commonly found on industrial/commercial type structures. Pitched roofs are the primary design found on residential homes. The most common type of low sloped roof for industrial/commercial structures are the conventional built-up-roof (BUR), modified bitumen, or single plies (EPDM, PVC, TPO). Metal standing seam roofs are becoming increasingly common on low sloped roof assemblies.
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