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Mr. John R. Ulzheimer Experts Witnesses - Mr. John R. Ulzheimer Forensic Consultants.

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Expert # 16,336   Mr. John R. Ulzheimer Expert San Francisco, CA
John Ulzheimer is the president of Credit.com Educational Services, which is the consumer education arm of Credit.com www.credit.com. He has spent 16+ years in the consumer credit environment with 6 of those years at Equifax and 7 with Fair Isaac Corp, inventors of the FICO® credit scoring system. His understanding of the inner workings of credit bureaus, credit reports, reporting practices, bureau capabilities, and FICO score design and development has made him a highly sought after credit e...   
Mr. John R. Ulzheimer   Mr. John R. Ulzheimer Expert
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INSURANCE FRAUD

Insurance fraud or false insurance claims are insurance claims filed with the intent to defraud an insurance provider. In the United States insurance fraud is estimated to cost US$875 per person per year with The Coalition Against Insurance Fraud estimating the loss to be $80 billion per year and Medicare estimating fraud in its system costs the government $179 billion per year. Insurance fraud hurts the average person in two ways. First, all fraud costs, including losses, investigations, etc., are paid for by the insured through higher premiums, or, in the case of government insurance like Medicare, in higher taxes. Second, if a particular individual is the target for the fraud, they have costs such as deductible payments, loss of property use, etc., as well as higher premiums from the claim loss and the potential for denial of future coverage.


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Mr. John R. Ulzheimer Experts Witnesses - Mr. John R. Ulzheimer Forensic Consultants.


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