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ACCOUNTING / BOOKKEEPING / CPAs

Accountancy (profession) or accounting (methodology) is the measurement, disclosure or provision of assurance about information that helps managers and other decision makers make resource allocation decisions. Financial accounting is one branch of accounting and historically has involved processes by which financial information about a business is recorded, classified, summarized, interpreted, and communicated. Auditing, a related but separate discipline, is the process whereby an independent auditor examines an organizations financial statements in order to express an opinion -- that conveys reasonable but not absolute assurance -- as to the fairness and adherence to generally accepted accounting principles, in all material respects.

ADJUDICATION, MEDIATION / CONCILIATION

Adjudication is the legal process by which an arbiter or judge reviews evidence and argumentation including legal reasoning set forth by opposing parties or litigants to come to a decision or judgment which determines rights and obligations between the parties involved.

Mediation, in a broad sense, comprises an act of bringing two states, sides or parties closer or together. This article discusses the communication sense of the term. Separate articles, cultural and biological, treat of other senses of mediation.

Mediation consists of a process of alternative dispute resolution in which a (generally) neutral third party, the mediator, using appropriate techniques, assists two or more parties to help them negotiate an agreement, with concrete effects, on a matter of common interest. More generally speaking, the term mediation covers any activity in which an impartial third party (often a professional) facilitates an agreement on any matter in the common interest of the parties involved.

Mediation applies to different fields, with some common peculiar elements and some differences for each of its specialties. The main fields of mediation include commerce, legal disputes and diplomacy, but forms of mediation appear in other fields as well. Mediation in marriage technically belongs in the category, although it has followed its own peculiar history since the times of ancient Greeks: compare marriage counselling.

ADMIRALTY / MARITIME

Admiralty law (usually referred to as simply admiralty and also referred to as maritime law or Law of the Sea) is a distinct body of law which governs maritime questions and offenses. Under conventions of international law, the flag flown by a ship generally determines the source of law to be applied in admiralty cases, regardless of which court has personal jurisdiction over the parties. This has led some ships to fly flags of convenience.

AIDS / HIV

Aids stands for acquired immune deficiency syndrome. People with HIV (human immunodeficiency virus) can look and feel well. The symptoms of AIDS seem to have changed over the years. That's because illnesses and conditions have been gradually added to the group of maladies that are now called AIDS. In the beginning, only 12 conditions were called "AIDS." Now there are 28 illnesses and conditions in this group.

AMBULANCE

An ambulance is a vehicle designated for the transport of sick or injured people. The first ambulances called by that name were horse ambulances used in the American Civil War. The first practical ambulances were created by Dominique Jean Larrey, a French surgeon (1766–1842), for use in the Napoleonic Wars. Modern-day ambulances are typically large automobiles on a van or light truck chassis.

ARBITRATION / MEDIATION

Arbitration is a form of mediation or conciliation, where the mediating party is given power by the disputant parties to settle the dispute by making a finding. In practice arbitration is generally used as a substitute for judicial systems, particularly when the judicial processes are viewed as too slow, expensive or biased. Arbitration is also used by communities which lack formal law, as a substitute for formal law. Mediation consists of a process of alternative dispute resolution in which a (generally) neutral third party, the mediator, using appropriate techniques, assists two or more parties to help them negotiate an agreement, with concrete effects, on a matter of common interest. More generally speaking, the term "mediation" covers any activity in which an impartial third party (often a professional) facilitates an agreement on any matter in the common interest of the parties involved.

ARBORIST / TREE

An arborist or tree surgeon is a professional who manages and maintains trees (generally in an urban environment). This can include planting, pruning, structural support, the treatment of disease, insect, or abiotic disorders, lightning protection, and tree removal. It also can include planning, consulting, report writing and even legal testimony. Because trees provide many benefits to the landscape and to people, but they are also very large, heavy, and complex organisms, they require monitoring and care to ensure survival and safety in the human landscape.

BICYCLE HELMETS

A bicycle helmet is designed to provide head protection for cyclists. Helmets are most suitable for preventing injury in straight falls, and for reducing friction related damage to the head. Modern bicycle helmets were first developed in the 1970s.

BUILDING CODE

A building code is a set of laws that specify how buildings should be constructed. This is generally considered the minimum acceptable level of safety for a new building in a jurisdiction. Building codes are generally intended to be applied by architects and engineers. There are often other codes or sections of the building code that have more prescriptive requirements that apply to housing (one and two family dwellings).

BUILDING SURVEYING

Surveying is the technique and science of accurately determining the terrestrial or 3D space position of points and the distances and angles between them. These points are usually, but not exclusively, associated with positions on the surface of the Earth, and are often used to establish land maps and boundaries for ownership or governmental purposes. In order to accomplish their objective, surveyors use elements of geometry (latin: measuring the Earth), of engineering, mathematics, physics, and law.

BUS TRANSPORTATION

A bus is a large, motorized, wheeled vehicle intended to carry numerous persons in addition to the driver. The name is a shortened version of omnibus, which means for everyone.

CALL CENTER

A call centre (Commonwealth English) or call center (American English) is a centralized office used for the purpose of receiving and transmitting a large volume of requests by telephone. A call centre is operated by a company to administer incoming product support or information inquiries from consumers. Outgoing calls for telemarketing, clientele, and debt collection are also made. In addition to a call centre, collective handling of letters, faxes, and e-mails at one location is known as a contact centre.

CEREBRAL PALSY

Cerebral palsy

is a term used to describe a group of chronic conditions affecting body movements and muscle coordination. It is caused by damage to one or more specific areas of the brain, usually occurring during fetal development, or during infancy. It can also occur before, during or shortly following birth. "Cerebral" refers to the brain and "Palsy" to a disorder of movement or posture.

CLAIMS

A claim is a legal action to obtain money, property or the enforcement of a right protected by law against another party.

Individuals and businesses purchase insurance policies to protect against monetary losses. In the event of a loss, policyholders submit claims, or requests for payment, seeking compensation for their loss. Adjusters, appraisers, examiners, and investigators work primarily for property and casualty insurance companies, for whom they handle a wide variety of claims alleging property damage, liability, or bodily injury. Their main role is to investigate the claims, negotiate settlements, and authorize payments to claimants, all the while mindful not to violate the claimant’s rights under Federal and State privacy laws. They must determine whether the customer’s insurance policy covers the loss and how much of the loss should be paid to the claimant. Although many adjusters, appraisers, examiners, and investigators have overlapping functions and may even perform the same job, the insurance industry generally assigns specific roles to each of these claims workers.

COASTAL WETLANDS

In physical geography, a wetland is an environment "at the interface between truly terrestrial ecosystems...and truly aquatic systems...making them different from each yet highly dependent on both" (Mitsch & Gosselink, 1986). In essence, wetlands are ecotones.

CONVENTION CENTERS

A convention center, in American English, is an exhibition hall, or conference center, that holds conventions. A large, cavernous public building with enough open space to host public and private business and social events for the surrounding municipal and metropolitan areas.

COURT REPORTING

A court reporter, stenotype reporter or stenographer is a person whose occupation is to transcribe spoken or recorded speech into written form, typically using stenography equipment to produce official transcripts of court hearings, depositions and other official proceedings. Court reporters use either a stenomask or a shorthand system such as stenotype in order to keep up with the flow of speech so that they do not miss any words. The court reporter is often also a notary public who is authorized to administer oaths to witnesses, and who certifies that her or his transcript of the proceedings is a verbatim account of what was said.

DEMOLITION

Demolition is the opposite of construction: the tearing-down of buildings and other structures. It is contrasted with deconstruction, which is the taking down of buildings while carefully preserving valuable elements for re-use.

DISABILITIES

The term "disability", as it is applied to humans, refers to any condition that impedes the completion of daily tasks using traditional methods. National governments and global humanitarian agencies have narrowed this definition for their own purposes.

DISABILITY

The term "disability", as it is applied to humans, refers to any condition that impedes the completion of daily tasks using traditional methods. National governments and global humanitarian agencies have narrowed this definition for their own purposes.

DISABILITY CLAIMS

Find DISABILITY CLAIMS experts and consultants for DISABILITY CLAIMS litigation support. Available to be DISABILITY CLAIMS expert witnesses and provide DISABILITY CLAIMS forensic consulting in DISABILITY CLAIMS litigation, in addition prepare DISABILITY CLAIMS expert witness reports for use in deposition and/or in-court trial testimony.

D.O.T. / REGULATORY COMPLIANCE

The United States Department of Transportation (DOT) is a Cabinet department of the United States government concerned with transport. It was established by an act of Congress on October 15, 1966 and began operation on April 1, 1967. It is administered by the United States Secretary of Transportation.

DUI - Driving Under Influence

Driving under the influence, drunk driving, or drink-driving, is the act of operating a motor vehicle (and sometimes a bicycle or similar human-powered vehicle) after having consumed alcohol (ethanol) or other drugs, to the degree that mental and motor skills are impaired. In addition to driving under the influence of alcohol and driving under the influence of other drugs, a third "DUI" offense consists of driving under the combined influence of alcohol and other drugs. The drugs causing or contributing to the impairment need not be illegal, but can consist of lawfully prescribed or over-the-counter medication. Anti-drunk-driving advertising campaigns have aimed to raise awareness of the legal situation and the dangers of driving while intoxicated. Drunk-driving is responsible for a very large number of deaths, injuries, damage and accidents every year.

EMERGENCY MANAGEMENT

Emergency preparedness is a set of doctrines to prepare civil society to cope with - or plan for - natural or man-made disasters. Emergency Operations or Disaster relief are the subset of these doctrines that are concerned with recovery efforts; these comprise the execution or implementation of the Emergency preparedness plans. This is usually a government policy adapted from civil defense to prepare for nonmilitary civil emergencies before they happen. Emergency management involves plans, structures and arrangements established to engage the normal endeavours of government, voluntary and private agencies in a comprehensive and coordinated way to respond to the whole spectrum of emergency needs. This is also known as disaster management

ENGINEERING - CIVIL

In modern usage, civil engineering is a broad field of engineering that deals with the planning, construction, and maintenance of fixed structures, or public works, as they are related to earth, water, or civilization and their processes. Most civil engineering today deals with roads, structures, water supply, sewer, flood control and traffic. In essence, civil engineering is a profession which makes the world a more habitable place to live.

ENGINEERING - INSTRUMENTATION

Instrumentation Engineering is a discipline relying on connecting multiple disciplines of engineering.

Measurement and controls, the two facets of instrumentation, have brought technology to an unprecedented degree of precision. Instrumentation enables the measurement of various variables such as flow and pressure. Control works to keep these variables at a desired level of safe, economic and other constrained values. Instrument engineers usually have degrees in chemical engineering, electrical engineering, or mechanical engineering and sometimes in the newer field of control systems engineering.

ENVIRONMENT

The natural environment comprises all living and non-living things that occur naturally on Earth. In its purest sense, it is thus an environment that is not the result of human activity or intervention. The natural environment may be contrasted to "the built environment."

EQUESTRIAN

Equestrianism relates to the riding of horses. This broad description includes both riding horses for practical purposes such as in police work or for controlling herd animals on a ranch, as well as recreational and sporting aspects such as horse riding sports, dressage, show jumping, eventing, vaulting and polo. Other horse riding activities include horse-racing, hunting, fox hunting, rodeo, endurance, jousting and cavalry. Often horses are simply used for recreational rides, which many parks and ranches offer to visitors. In former times equestrianism was closely associated with the military: medieval knights were equestrians, as were their military successors, the cavalry.

FORESTRY

Forestry is the art, science, and practice of studying and managing forests and plantations, and related natural resources. Silviculture, a related science, involves the growing and tending of trees and forests. Modern forestry generally concerns itself with assisting forests to provide timber as raw material for wood products; wildlife habitat; natural water quality regulation; recreation; landscape and community protection; employment; aesthetically appealing landscapes; and a 'sink' for atmospheric carbon dioxide. A practitioner of forestry is known as a forester.

Forests have come to be seen as one of the most important components of the biosphere, and foresty has emerged as a vital field of science, applied art, and technology.

HEALTH / SAFETY

Occupational safety and health is the discipline concerned with protecting the safety, health and welfare of employees, organisations, and others affected by the work they undertake (such as customers, suppliers, and members of the public). The primary, and arguably most prominent reason for occupational safety and health (OSH) standards are moral - an employee should not have to expect that by coming to work they are risking life or limb, and nor should others affected by their undertaking.

HIGHWAYS

Find HIGHWAYS experts and consultants for HIGHWAYS litigation support. Available to be HIGHWAYS expert witnesses and provide HIGHWAYS forensic consulting in HIGHWAYS litigation, in addition prepare HIGHWAYS expert witness reports for use in deposition and/or in-court trial testimony.

HOME INSPECTION

Find HOME INSPECTION experts and consultants for HOME INSPECTION litigation support. Available to be HOME INSPECTION expert witnesses and provide HOME INSPECTION forensic consulting in HOME INSPECTION litigation, in addition prepare HOME INSPECTION expert witness reports for use in deposition and/or in-court trial testimony.

INSURANCE BROKER / AGENT

An insurance broker sources (brokes) contracts of insurance on behalf of their customers.

The term Insurance Broker became a regulated term under the Insurance Brokers (Registration) Act 1977[1] which was designed to thwart the bogus practices of firms holding themselves as brokers but in fact acting as representative of one or more favoured insurance companies.

Insurance brokerage is largely associated with general insurance (car, house etc.) rather than life insurance, although some brokers continued to provide investment and life insurance brokerage until the onset of more onerous Financial Services Authority regulation in 2001.

Insurance broking is carried out today by many types of organizations including traditional brokerages, Independent Financial Advisers (IFAs) and telephone or web-based firms.

INSURANCE FRAUD

Insurance fraud or false insurance claims are insurance claims filed with the intent to defraud an insurance provider. In the United States insurance fraud is estimated to cost US$875 per person per year with The Coalition Against Insurance Fraud estimating the loss to be $80 billion per year and Medicare estimating fraud in its system costs the government $179 billion per year. Insurance fraud hurts the average person in two ways. First, all fraud costs, including losses, investigations, etc., are paid for by the insured through higher premiums, or, in the case of government insurance like Medicare, in higher taxes. Second, if a particular individual is the target for the fraud, they have costs such as deductible payments, loss of property use, etc., as well as higher premiums from the claim loss and the potential for denial of future coverage.

INTERNET SERVICE PROVIDER (ISP)

An Internet service provider (abbr. ISP, also called Internet access provider or IAP) is a business or organization that sells to consumers access to the Internet and related services. In the past, most ISP's were run by the phone company. Now, ISPs can be started by just about any individual or group with sufficient money and expertise. In addition to Internet access via various technologies such as dial-up and DSL, they may provide a combination of services including Internet transit, domain name registration and hosting, web hosting, and colocation.

LEGAL PRACTICES, FEES

Attorney's fees or attorneys' fees are the costs of legal representation that an attorney's client or a party to a lawsuit incurs. Attorney's fees are assessed in a number of ways, usually set by contract in advance of the representation, including by billable hours, flat fees, or contingent fees. Attorneys who voluntarily accept work on behalf of indigent clients often work pro bono. An upfront fee paid to a lawyer is called a retainer. Money within the retainer is often used to "buy" a certain amount of work. Some contracts provide that when the money from the retainer is gone, the fee is renegotiated.

LIVESTOCK

Livestock are domesticated animals intentionally reared in an agricultural setting to make produce such as food or fibre, or for their labour. Livestock include pigs, cattle, goats, deer, sheep, yaks and poultry. The type of livestock reared varies worldwide and depends on factors such as climate, consumer demand, native animals, local traditions, and land type.

MARINE & MARITIME

From the latin "maritimus", maritime refers to things relating to the sea. Maritime law (also referred to as Admiralty law) is a distinct body of law which governs maritime questions and offenses.

MARITAL DISSOLUTION - DIVORCE

Divorce or dissolution of marriage is the ending of a marriage before the death of either spouse, which can be contrasted with an annulment, which is a declaration that a marriage is void, though the effects of marriage may be recognized in such unions, such as spousal support, child custody and distribution of property.

NURSING HOMES - GERIATRICS

A nursing home or skilled nursing facility (SNF) is a place of residence for people who require constant nursing care and have significant Activity of Daily Living (ADL) deficiencies. Residents include the elderly and younger adults with physical disabilities. Adults 18 or older can stay in a skilled nursing facility to receive physical, occupational, and other rehabilitative therapies following an accident or illness. In the US, nursing homes are required to have a licensed nurse on duty 24 hours a day, and during at least one shift each day, one of those nurses must be a Registered Nurse. In April, 2005 there were a total of 16,094 nursing homes in the United States, down from 16,516 in December, 2002. Some states have nursing homes that are considered NF or nursing facility......these homes do not have beds certified for Medicare patients, but can only treat patients whose payments source is Private Pay or Medicaid.

OCCUPATIONAL HEALTH & SAFETY

Occupational safety and health is the discipline concerned with protecting the safety, health and welfare of employees, organisations, and others affected by the work they undertake (such as customers, suppliers, and members of the public).

PARALEGAL

A legal assistant or paralegal is a person, qualified by education, training or work experience who is employed or retained by a lawyer, law office, corporation, governmental agency or other entity and who performs specifically delegated substantive legal work for which a lawyer is responsible (ABA House of Delegates,1997).

PARAMEDIC

A paramedic is a highly trained medical professional who responds to medical and trauma emergencies in the pre-hospital setting ("in-field") for the purpose of stabilizing a patient's condition before and during transportation to an appropriate medical facility, usually by ambulance.