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| Over 40 years in health care plans and related. Founder and former CEO of a major TPA. Author of many texts. Author of "Self-Funding of Health Care Benefits."
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| Looking For An Insurance Expert Witness
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| Insurance-Commercial-Personal-Life.Agent/Broker Standard of care. Auto,Property,Liab, Policy Issuance, Claims, Audits, etc.
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| 35 years experience in claims administration at an executive level working with insurers, employers, attorneys, third-party administrators, and managing general agencies.
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| EW #788 is a seasoned industry and regulatory executive who brings a distinguished history of insurance expertise to every case.
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| EW #3995 combines a strong economics and risk analysis background with many years of experience in economic, litigation and management consulting. Life insurance, Antitrust, Healthcare, Health Insurance...
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| A CPCU with 40 years of experience.
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| Twenty four years of experience in the property and casualty insurance field. Expertise in bad faith, claims handling practices, coverage analysis, Stowers claims, retrospective rating.
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| Looking for a worker compensation premium expert?
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Find Worker Compensation Premium experts and consultants for Worker Compensation Premium litigation support at www.expertwitness.com. Available to be Worker Compensation Premium expert witnesses and provide Worker Compensation Premium forensic consulting in Worker Compensation Premium litigation, in addition prepare Worker Compensation Premium expert witness reports for use in deposition and/or in-court trial testimony.
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Categories To Find "Worker Compensation Premium" Experts:
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COMPENSATION / WAGES / SALARY |
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The compensation of every employee is decided by the company owners through the board of directors (in the case of the most highly compensated executive positions) and the management team (or "management committee") (for everyone else). The board of directors may have a personnel and compensation committee that deals specifically with labor compensation.
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CONTRACT & MISC. SURETY |
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A surety is a person who agrees to be responsible for the debt or obligation of another. The situation in which a surety is most typically required is when the ability of the primary obligor or principal to perform its obligations under a contract is in question, or when there is some public or private interest which requires protection from the consequences of the principal's default or delinquency. In most common law jurisdictions, a contract of suretyship is subject to the statute of frauds (or its equivalent local laws) and is only enforceable if memorialized by a writing signed by the surety.
A surety bond is a contract between at least three parties: (i) the principal, (ii) the obligee, and (iii) the surety. Through this agreement, the surety agrees to make the obligee whole (usually by payment of money) if the principal defaults in its performance of its promise to the obligee. The contract is formed so as to induce the obligee to contract with the principal, i.e., to demonstrate the credibility of the principal.
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INSURANCE FRAUD |
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Insurance fraud or false insurance claims are insurance claims filed with the intent to defraud an insurance provider.
In the United States insurance fraud is estimated to cost US$875 per person per year with The Coalition Against Insurance Fraud estimating the loss to be $80 billion per year and Medicare estimating fraud in its system costs the government $179 billion per year.
Insurance fraud hurts the average person in two ways. First, all fraud costs, including losses, investigations, etc., are paid for by the insured through higher premiums, or, in the case of government insurance like Medicare, in higher taxes. Second, if a particular individual is the target for the fraud, they have costs such as deductible payments, loss of property use, etc., as well as higher premiums from the claim loss and the potential for denial of future coverage.
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INSURANCE - GENERAL |
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General insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance typically comprises any insurance that is not determined to be life insurance, and is called property and casualty insurance in the U.S..
In the UK, General insurance is broadly divided into three areas; personal lines, commercial lines and London market.
The London market insures with large commercial risks, for example insuring supermarkets, football players and other very specific risks.
Commercial lines products are usually designed for relatively small legal entities. These would include workers comp (employers liability), public liability, product liability, commercial fleet and other general insurance products sold in a relatively standard fashion to many organisations.
Personal lines products are designed to be sold in large quantities. This would include autos (private car), homeowners (household), pet insurance, creditor insurance and others.
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MEDICARE |
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Medicare is a health insurance program administered by the United States government, covering people who are either age 65 and over, or who meet other special criteria. It was first passed on July 30, 1965 by President Lyndon B. Johnson as amendments to Social Security legislation.
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WORKERS COMPENSATION |
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Workers compensation systems (workers comp or compo) provide for financial compensation for work-related injuries of employees, in particular compensation of loss of wages, sometimes also for medical costs. These laws are usually a feature of highly developed industrial societies. Employees compensation laws are often only implemented after long and hard fought struggles by trade unions, particularly in early industrialisation. There are often benefits available to dependents of workers killed on the job as well.
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Worker Compensation Premium Experts Witnesses - Worker Compensation Premium Forensic Consultants.
Find Worker Compensation Premium experts and consultants for Worker Compensation Premium litigation support. Available to be Worker Compensation Premium expert witnesses and provide Worker Compensation Premium forensic consulting in Worker Compensation Premium litigation, in addition prepare Worker Compensation Premium expert witness reports for use in deposition and/or in-court trial testimony.
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